Investing involves risk. Commission-free trading of stocks, ETFs and options refers to $0 commissions for Robinhood Financial self-directed individual cash or margin brokerage accounts that trade U.S. listed securities via mobile or web. Regulatory and exchange fees may apply. Please see Robinhood Financial Fee Schedule to learn more.
$0 commissions for U.S.-listed stocks; regulatory and other fees may apply
Commission on US stocks
$0 commissions for U.S.-listed stocks; regulatory and other fees may apply
ETF commissions
$0 commissions for U.S.-listed ETFs; regulatory and other fees may apply
Deposit fee
$0 for ACH and debit card deposits
Withdrawal flat fee
ACH: $0; domestic wire: $25; international wire: $45
Inactivity fee
$5/month after more than 12 months inactive, effective August 1, 2026; exemptions apply
Investing
Minimum deposit
$0
Demo account
Yes
Interest on uninvested funds
Yes
Robo Advisor
Yes
Copy Trading
No
Fractional shares
Yes
Debit Card
Yes
Platforms & support
Web
Yes
iOS
Yes
Android
Yes
Desktop
Yes
Live chat
No
Email
Yes
Phone
Yes
24/7 Support
No
Community forums
Yes
Additional fields
Recommended company
No
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Product Statistics
A complete breakdown of all data points across the products in this comparison to help you make the right decision.
Currency exchange fee
0% - 1.5% (0.53%)
Minimum deposit
$0 - $75 ($16.33)
Demo account
4 (44.4%)
Interest on uninvested funds
7 (77.8%)
Robo Advisor
5 (55.6%)
Copy Trading
1 (11.1%)
Fractional shares
8 (88.9%)
Debit Card
8 (88.9%)
Web
9 (100%)
iOS
9 (100%)
Android
9 (100%)
Desktop
6 (66.7%)
Live chat
8 (88.9%)
Email
9 (100%)
Phone
7 (77.8%)
24/7 Support
6 (66.7%)
Community forums
6 (66.7%)
Statistics based on 9 Stock brokers products in our database.
Financer's Choice
Top Rated
SoFi Invest
$0 commissions on stocks, ETFs, and options with no per-contract fees. Automated investing charges a 0.25% annual management fee. Crypto trading carries a 1% spread. Margin rate is 10.5%. No account minimums.
Support available via phone, chat, and email. Chat tends to be faster, while email can take several days. Free access to certified financial planners is a strong perk. Response quality varies based on representative.
Regulated by FINRA and SEC with SIPC protection up to $500,000. Transparent fee disclosures. Multiple account types including individual, joint, and IRAs. No lock-in periods or early withdrawal penalties on brokerage accounts.
Users praise the clean, intuitive interface and easy account setup. Beginners find the app accessible, while experienced traders criticize the lack of advanced charting and research tools. The integrated financial ecosystem is a standout feature.
Get exclusive conditions from the best financial companies
What Are Vanguard ETFs?
Vanguard ETFs are low-cost exchange-traded funds that track market indexes, giving you instant diversification without breaking the bank.
Vanguard slashed fees across 53 funds (84 share classes) in 2026, saving investors nearly $250 million in annual costs. Here's the kicker: 84% of Vanguard funds beat their competitors over the past decade.
This guide covers the most popular and best-performing Vanguard ETFs to help you decide which ones belong in your portfolio.
Key Facts About Vanguard & Their ETFs
Vanguard is one of the world's largest investment management companies, best known for its low-cost index funds and ETFs that help investors grow their money over the long term.
Vanguard pioneered the first retail index fund back in 1975
The company is owned by its fund shareholders, not outside investors
Vanguard's average expense ratio is 0.06%, which is 84% lower than the industry average
Fee cuts across 53 funds in 2025 and 2026 saved investors nearly $600 million combined over two years
84% of Vanguard funds outperformed their peer averages over 10 years
VOO and VTI both charge rock-bottom 0.03% fees
No minimum investment required for ETFs (unlike $3,000 for mutual funds)
Best Vanguard ETFs: Our Recommendations
Here's what you came here for! Our Top 3 Vanguard ETFs for you to consider:
Best Vanguard ETFs For Core Holdings
ETF
Ticker
Expense Ratio
What It Tracks
Why It's Best
2025 Return
Vanguard S&P 500 ETF
VOO
0.03%
500 largest US companies
Captures 80% of US market value with rock-bottom fees. Top holdings: Apple (7.08%), NVIDIA (7.38%), Microsoft (6.25%)
17.8%
Vanguard Total Stock Market ETF
VTI
0.03%
Entire US stock market (3,500+ stocks)
Ultimate diversification across every publicly traded US company. 82% large-cap, 12% mid-cap, 6% small-cap
16.5%
Vanguard Dividend Appreciation ETF
VIG
0.05%
Companies with 10+ years of dividend increases
Sustainable dividend growth focused on companies that consistently raise dividends. Yields 1.59% with 13.09% annualized 10-year return
13.1%
International And Bond Vanguard ETFs
Don't put all your eggs in the American basket. Take a look at these international recommendations:
VXUS (Total International Stock ETF, 0.05% expense ratio) - Gives you exposure to over 8,500 stocks in developed and emerging markets outside the US. It's like VOO's global cousin, covering Europe, Asia, and other regions that often move differently than US stocks.
VWO (Emerging Markets ETF, 0.07% expense ratio) - Targets faster-growing developing countries like China, India, Taiwan, and Brazil. These markets can be bumpy rides, but they offer higher growth potential than mature economies.
BND (Total Bond Market ETF, 0.03% expense ratio) - The steady Eddie in your portfolio. This ETF tracks thousands of investment-grade bonds, yields about 3.9%, and costs next to nothing. Bonds act like portfolio shock absorbers when stocks get wild. VCIT (Intermediate-Term Corporate Bond ETF) offers a higher 4.68% yield but comes with more risk since it focuses on corporate debt.
Smart investors typically allocate 20-40% of their stock holdings to international markets. Bonds should make up whatever percentage matches your risk tolerance - more bonds mean less volatility but lower long-term returns.
Specialized Vanguard ETFs For Targeted Strategies
Beyond the core holdings, the full Vanguard ETF list includes specialized funds that let you fine-tune your portfolio for specific goals. These aren't essential, but they can add strategic value when used thoughtfully.
VYM (High Dividend Yield ETF, 0.06% expense ratio) - Yields 2.51% and returned 16.26% in 2025, proving you don't have to sacrifice growth for income. It holds about 560 stocks focused on established companies that pay above-average dividends.
VNQ (Real Estate ETF, 0.12% expense ratio) - Gives you exposure to REITs (Real Estate Investment Trusts) without buying actual property. VB (Small-Cap ETF, 0.05%) targets smaller companies that might become tomorrow's giants.
How To Build A Portfolio With Vanguard ETFs
The Three-Fund Portfolio
The three-fund portfolio remains undefeated for its simplicity and effectiveness. You need just VTI (total US stock market), VXUS (international stocks), and BND (bonds). That's it.
For aggressive investors: 80% VTI, 20% VXUS. This gives you global stock exposure with no bond cushion. For balanced investors: 42% VTI, 18% VXUS, 40% BND. Conservative investors might prefer: 30% VTI, 10% VXUS, 60% BND.
Here's the secret sauce: asset allocation matters way more than picking the "perfect" funds. A simple three-fund portfolio often crushes complex strategies loaded with dozens of holdings.
Automatic Dividend Reinvestment
We recommend setting up automatic dividend reinvestment. Those quarterly payouts buying more shares compound into serious money over 20+ years. Rebalance once a year to maintain your target allocations. When stocks soar, sell some and buy bonds. When stocks crash, do the opposite.
This boring approach beats trying to time markets or chase hot sectors. Your future self will thank you for keeping things simple.
FAQs
Which Vanguard ETF is best for beginners?
VTI or VOO are perfect starting points. VTI gives you the entire US stock market, while VOO focuses on the 500 largest companies. Both charge just 0.03% and provide instant diversification across thousands of stocks.
What is Vanguard's lowest expense ratio?
Several Vanguard ETFs charge just 0.03%, including VOO (S&P 500), VTI (Total Stock Market), and BND (Total Bond Market). These are among the cheapest funds available anywhere.
Should I choose Vanguard ETFs or mutual funds?
ETFs offer lower minimum investments (you can buy one share vs. $3,000 for mutual funds), better tax efficiency, and the ability to trade during market hours. For most investors, ETFs are the better choice.
How much should I invest internationally?
Most experts recommend 20-40% of your stock allocation in international funds like VXUS. This provides diversification since foreign markets don't always move in sync with US stocks.
What's the difference between VOO and VTI?
VOO tracks the S&P 500 (500 largest US companies), while VTI tracks the entire US stock market (about 3,500+ companies). VTI includes small and mid-cap stocks that VOO doesn't hold.
Are Vanguard ETFs good for retirement accounts?
Absolutely. Low costs compound dramatically over decades. A 0.03% expense ratio vs. a 1% fee can mean hundreds of thousands more in retirement savings over 30-40 years.
What Vanguard ETF did Warren Buffett recommend?
Warren Buffett has repeatedly recommended the Vanguard S&P 500 ETF (VOO) for most investors. He even instructed the trustee of his estate to put 90% of his wife's inheritance into a low-cost S&P 500 index fund. Buffett's reasoning is simple: most professional money managers can't beat the index over the long run, so why pay higher fees trying?
Are Vanguard ETFs tax-efficient?
Yes, Vanguard ETFs are among the most tax-efficient investment vehicles available. ETFs generally distribute fewer capital gains than mutual funds because of how they handle share creation and redemption. Vanguard's unique dual share class structure (shared between ETF and mutual fund versions) gives them an extra tax advantage that competitors don't have.
Bottom Line
The best Vanguard ETFs depend on your goals, but VOO and VTI provide rock-solid foundations for most investors. Vanguard's recent fee cuts and 84% outperformance rate over the past decade make their funds hard to beat.
Simple three-fund portfolios often crush complex strategies because they keep costs low and emotions in check. The magic happens through diversification, rock-bottom fees, and staying invested through market ups and downs.
Remember: the best investment strategy is the one you'll stick with for decades. Vanguard ETFs make that easier by keeping things simple and costs low.
