Financial statistics

Data-driven articles on the financial landscape — interest rates, balances, fees and market trends, with every number sourced.

An emergency cash box and savings envelopes sit beside a flat tire and repair tools in a home garage.
FeaturedPersonal finance

Emergency Fund Statistics 2026: Savings, Shocks, and Gaps

Andrei Bercea11 min read

A source-first reference on U.S. emergency savings, $400 expense readiness, three-month funds, demographic gaps, and state cash balances.

Read article

Latest statistics

Browse every data-driven article we've published.

Payroll contributions pass a tax gate into a protected retirement savings vessel with a separate withdrawal tray.
Invest

Roth IRA Statistics 2026: Ownership, Contributions, and Assets

A source-first reference on Roth IRA ownership, contributions, assets, withdrawals, limits, and retirement behavior in the U.S.

10 min read
A miniature workplace retirement system links payroll envelopes and matched contributions to a retirement safe.
Invest

401k Statistics 2026: Plans, Balances, and Participation

A sourced reference on U.S. 401(k) plan assets, balances, participation, contribution limits, workplace access, and savings behavior.

13 min read
Clear retirement-account trays hold increasing savings tokens across career stages, with one oversized tray illustrating how large balances affect averages.
Invest

Average 401(k) Balance by Age in 2026

A data-backed look at 401(k) balances by age, retirement savings gaps, contribution limits, and workplace plan access in the U.S.

11 min read
Three adults at different life stages compare savings boxes filled to different levels.
Personal finance

Average Savings by Age in 2026

A source-first reference on average savings by age, median U.S. cash balances, emergency savings, state differences, and savings trends.

11 min read
A physical United States survey display shows uneven crypto ownership and payment-use groups.
Crypto

Crypto Adoption Statistics in the US 2026

A sourced reference on U.S. crypto adoption, ownership, payment use, demographics, state tax-return activity, global rank, and stablecoin trends.

14 min read
Blank loan folders, payment envelopes, and brass discs represent personal-loan market statistics.
Loans

Personal Loan Statistics 2026: Debt, Borrowers, and Rates

A sourced reference on U.S. personal loan balances, borrowers, originations, delinquency, APRs, demographics, and state-level trends.

11 min read
A model suburban house, key, and long row of blank mortgage payment envelopes sit on a finance table.
Loans

Mortgage Statistics 2026: U.S. Debt, Rates, and Homeownership

A sourced reference on U.S. mortgage balances, rates, originations, homeownership, delinquencies, state data, and forecasts.

12 min read
A graduation cap sits beside federal student-loan payment and delinquency trays.
Loans

Student Loan Debt Statistics 2026

A source-first look at U.S. student loan debt, with federal balances, borrower counts, defaults, age groups, debt-size brackets, and state comparisons.

11 min read
A car-finance desk displays an unbranded vehicle, payment envelopes, and loan-risk trays.
Loans

Auto Loan Statistics 2026: Debt, Payments, and Defaults

A sourced reference on U.S. auto loan balances, originations, monthly payments, APRs, long terms, delinquencies, and state-level debt.

11 min read
An American cardholder reviews revolving debt envelopes and a depleted repayment tray.
Cards

Credit Card Debt Statistics in the U.S. 2026

A sourced snapshot of U.S. credit card debt: total balances, average balances, APRs, delinquencies, state differences, and cardholder behavior.

11 min read
A shopper considers a parcel split into four blank buy-now-pay-later installments at checkout.
Cards

BNPL Statistics 2026: U.S. Market, Users, and Risks

A sourced look at BNPL market size, user behavior, late payments, demographics, and regulation in the U.S.

13 min read

Explore More in the Academy