Best Kraken Alternatives for U.S. Crypto Investors

Andrei BerceaWritten by Andrei Bercea

- Sep 16, 2026

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Helping millions make smarter financial decisions since 2014
  • Compare Kraken with Coinbase, Binance.US, and Crypto.com.
  • Match an exchange to fees, assets, and trading needs.
  • Check U.S. availability and risks before opening an account.

You are comparing alternatives to Kraken

One of the oldest crypto exchanges

Crypto brokers

Kraken

201 customers chose this

Founding year2011
Regulatory statusFully Regulated
Exchange typeCentralized exchange
NFTNo
Spot TradingYes
Maker fee0.25%
Taker fee0.4%
Financer Score™Reviewed by 20 users
Pricing80
Customer Support80
Terms and Flexibility100
Customer Experience82

Fees & commissions

Maker fee
0.25%
Taker fee
0.4%
Withdrawal fees
$0 - 35
Daily withdrawal limit
$100,000
Bank Transfer
Yes
Card
Yes
Crypto
Yes
PayPal
Yes
Other deposit methods
Digital wallet purchases (Apple Pay, Google Pay)

Features

Exchange type
Centralized exchange
Spot Trading
Yes
Margin trading
Yes
Futures
Yes
Options
No
Staking
Yes
Lending
Yes
NFT
No
Market orders
Yes
Limit orders
Yes
Stop loss
Yes
Take profit
Yes
OCO orders
Yes

Investing

Number of cryptocurrencies
653
Bitcoin
Yes
Ethereum
Yes
Binance Smart Chain
No
Solana
Yes
Other networks
No

Security & protection

Founding year
2011
Regulatory status
Fully Regulated
Cold storage
Yes
Insurance coverage
No
Whitelisted Addresses
Yes
Two Factor Authentication
Yes

Platforms & support

Web
Yes
iOS
Yes
Android
Yes
Desktop
No
API
Yes
Live chat
Yes
Email
No
Phone
No
24/7 Support
Yes
Community forums
No
Supported languages
Multiple languages including English, German, French, Spanish, Italian, Portuguese, and others

Additional fields

Recommended company
Yes
More about this company

Compare 6 cryptocurrency - Comparison

6 Options listed66.5/100 Avg. Financer Score168 User reviews
Popular choice in October

Crypto brokers

Figure Markets

154 customers chose this

Founding year2018
Regulatory statusLicensed
Exchange typeCentralized exchange
NFTNo
Spot TradingYes
Maker fee0.1%
Taker fee0.1%
Financer Score™Reviewed by 7 users
Pricing100
Customer Support100
Terms and Flexibility80
Customer Experience54

Fees & commissions

Maker fee
0.1%
Taker fee
0.1%
Withdrawal fees
Varies
Daily withdrawal limit
$100000
Bank Transfer
Yes
Card
Yes
Crypto
Yes
PayPal
No
Other deposit methods
USDC transfers

Features

Exchange type
Centralized exchange
Spot Trading
Yes
Margin trading
Yes
Futures
No
Options
No
Staking
No
Lending
Yes
NFT
No
Market orders
Yes
Limit orders
Yes
Stop loss
Yes
Take profit
Yes
OCO orders
No

Investing

Number of cryptocurrencies
4
Bitcoin
Yes
Ethereum
Yes
Binance Smart Chain
No
Solana
Yes
Other networks
No

Security & protection

Founding year
2018
Regulatory status
Licensed
Cold storage
Yes
Insurance coverage
No
Whitelisted Addresses
Yes
Two Factor Authentication
Yes

Platforms & support

Web
Yes
iOS
Yes
Android
Yes
Desktop
No
API
Yes
Live chat
Yes
Email
Yes
Phone
No
24/7 Support
Yes
Community forums
No
Supported languages
English

Additional fields

Recommended company
Yes
More about this company

Crypto brokers

Bitpanda

341 customers chose this

Founding year2014
Regulatory statusFully Regulated
Exchange typeCentralized exchange
NFTNo
Spot TradingYes
Maker fee1.49%
Taker fee1.29%
Financer Score™Reviewed by 21 users
Pricing80
Customer Support60
Terms and Flexibility40
Customer Experience86

Fees & commissions

Maker fee
1.49%
Taker fee
1.29%
Withdrawal fees
$0
Daily withdrawal limit
$5000000
Bank Transfer
Yes
Card
Yes
Crypto
Yes
PayPal
Yes
Other deposit methods
NETELLER, Skrill, Sofort, GIROPAY and more

Features

Exchange type
Centralized exchange
Spot Trading
Yes
Margin trading
Yes
Futures
No
Options
No
Staking
Yes
Lending
No
NFT
No
Market orders
Yes
Limit orders
Yes
Stop loss
Yes
Take profit
Yes
OCO orders
No

Investing

Number of cryptocurrencies
700
Bitcoin
Yes
Ethereum
Yes
Binance Smart Chain
Yes
Solana
Yes
Other networks
Yes

Security & protection

Founding year
2014
Regulatory status
Fully Regulated
Cold storage
Yes
Insurance coverage
Yes
Whitelisted Addresses
Yes
Two Factor Authentication
Yes

Platforms & support

Web
Yes
iOS
Yes
Android
Yes
Desktop
No
API
Yes
Live chat
Yes
Email
Yes
Phone
Yes
24/7 Support
Yes
Community forums
Yes
Supported languages
English, German, French, Spanish, Italian, Polish, and others

Additional fields

Recommended company
Yes
More about this company
Easiest to use crypto app

Crypto brokers

Coinbase

221 customers chose this

Founding year2012
Regulatory statusFully Regulated
Exchange typeCentralized exchange
NFTYes
Spot TradingYes
Maker fee0.4%
Taker fee0.6%
Financer Score™Reviewed by 21 users
Pricing80
Customer Support80
Terms and Flexibility60
Customer Experience62

Fees & commissions

Maker fee
0.4%
Taker fee
0.6%
Withdrawal fees
ACH (free), outgoing wire ($25)
Daily withdrawal limit
From $25,000 to over $100,000 per day for fully verified accounts
Bank Transfer
Yes
Card
Yes
Crypto
Yes
PayPal
Yes
Other deposit methods
Apple Pay, Google Pay, Samsung Pay

Features

Exchange type
Centralized exchange
Spot Trading
Yes
Margin trading
No
Futures
Yes
Options
No
Staking
Yes
Lending
Yes
NFT
Yes
Market orders
Yes
Limit orders
Yes
Stop loss
Yes
Take profit
Yes
OCO orders
Yes

Investing

Number of cryptocurrencies
250
Bitcoin
Yes
Ethereum
Yes
Binance Smart Chain
Yes
Solana
Yes
Other networks
Yes

Security & protection

Founding year
2012
Regulatory status
Fully Regulated
Cold storage
Yes
Insurance coverage
Yes
Whitelisted Addresses
Yes
Two Factor Authentication
Yes

Platforms & support

Web
Yes
iOS
Yes
Android
Yes
Desktop
Yes
API
Yes
Live chat
Yes
Email
Yes
Phone
Yes
24/7 Support
Yes
Community forums
Yes
Supported languages
40+ languages including English, Spanish, Portuguese

Additional fields

Recommended company
Yes
More about this company

Crypto brokers

Gate.io

281 customers chose this

Founding year2013
Regulatory statusLicensed
Exchange typeCentralized exchange
NFTYes
Spot TradingYes
Maker fee0.1%
Taker fee0.1%
Financer Score™Reviewed by 81 users
Pricing60
Customer Support40
Terms and Flexibility40
Customer Experience83

Fees & commissions

Maker fee
0.1%
Taker fee
0.1%
Withdrawal fees
$25
Daily withdrawal limit
$3,000,000
Bank Transfer
Yes
Card
Yes
Crypto
Yes
PayPal
No
Other deposit methods
P2P trading options

Features

Exchange type
Centralized exchange
Spot Trading
Yes
Margin trading
Yes
Futures
Yes
Options
Yes
Staking
Yes
Lending
Yes
NFT
Yes
Market orders
Yes
Limit orders
Yes
Stop loss
Yes
Take profit
Yes
OCO orders
Yes

Investing

Number of cryptocurrencies
3,800
Bitcoin
Yes
Ethereum
Yes
Binance Smart Chain
Yes
Solana
Yes
Other networks
Yes

Security & protection

Founding year
2013
Regulatory status
Licensed
Cold storage
Yes
Insurance coverage
Yes
Whitelisted Addresses
Yes
Two Factor Authentication
Yes

Platforms & support

Web
Yes
iOS
Yes
Android
Yes
Desktop
Yes
API
Yes
Live chat
Yes
Email
Yes
Phone
No
24/7 Support
Yes
Community forums
Yes
Supported languages
English, Chinese, Korean, Japanese, Russian, Turkish, Spanish, and more

Additional fields

Recommended company
No
More about this company
Very well-known platform

Crypto brokers

Binance.US

358 customers chose this

Founding year2019
Regulatory statusLicensed
Exchange typeCentralized exchange
NFTYes
Spot TradingYes
Maker fee0%
Taker fee0.01%
Financer Score™Reviewed by 22 users
Pricing100
Customer Support70
Terms and Flexibility60
Customer Experience44

Fees & commissions

Maker fee
0%
Taker fee
0.01%
Withdrawal fees
Dynamic; shown before withdrawal
Daily withdrawal limit
$1M per 24 hours
Bank Transfer
Yes
Card
Yes
Crypto
Yes
PayPal
No

Features

Exchange type
Centralized exchange
Spot Trading
Yes
Margin trading
No
Futures
No
Options
No
Staking
Yes
Lending
No
NFT
Yes
Market orders
Yes
Limit orders
Yes
Stop loss
Yes
Take profit
Yes
OCO orders
Yes

Investing

Number of cryptocurrencies
244
Bitcoin
Yes
Ethereum
Yes
Binance Smart Chain
Yes
Solana
Yes
Other networks
Yes

Security & protection

Founding year
2019
Regulatory status
Licensed
Cold storage
Yes
Insurance coverage
Yes
Whitelisted Addresses
Yes
Two Factor Authentication
Yes

Platforms & support

Web
Yes
iOS
Yes
Android
Yes
Desktop
Yes
API
Yes
Live chat
Yes
Email
Yes
Phone
Yes
24/7 Support
No
Community forums
Yes

Additional fields

Recommended company
No
More about this company

Crypto brokers

Crypto.com

184 customers chose this

Founding year2016
Regulatory statusLicensed
Exchange typeCentralized exchange
NFTYes
Spot TradingYes
Maker fee0.25%
Taker fee0.5%
Financer Score™Reviewed by 16 users
Pricing60
Customer Support40
Terms and Flexibility60
Customer Experience31

Fees & commissions

Maker fee
0.25%
Taker fee
0.5%
Withdrawal fees
$45 fee for wire transfers
Daily withdrawal limit
BTC 10 (or equivalent) on a 24-hour rolling basis
Bank Transfer
Yes
Card
Yes
Crypto
Yes
PayPal
Yes
Other deposit methods
Apple Pay, Google Pay, and Venmo

Features

Exchange type
Centralized exchange
Spot Trading
Yes
Margin trading
Yes
Futures
Yes
Options
Yes
Staking
Yes
Lending
Yes
NFT
Yes
Market orders
Yes
Limit orders
Yes
Stop loss
Yes
Take profit
Yes
OCO orders
Yes

Investing

Number of cryptocurrencies
250
Bitcoin
No
Ethereum
No
Binance Smart Chain
No
Solana
No
Other networks
No

Security & protection

Founding year
2016
Regulatory status
Licensed
Cold storage
Yes
Insurance coverage
Yes
Whitelisted Addresses
Yes
Two Factor Authentication
Yes

Platforms & support

Web
No
iOS
No
Android
No
Desktop
No
API
No
Live chat
No
Email
No
Phone
No
24/7 Support
No
Community forums
No
Supported languages
Multiple languages including English, Spanish, French, German, Korean, Japanese, and Chinese

Additional fields

Recommended company
Yes
More about this company

we can't guarantee the complete accuracy on a day-to-day

Filters

Deposit methods

Exchange type

Supported networks

Offerings

Order types

Security features

Support channels

Product Statistics

A complete breakdown of all data points across the products in this comparison to help you make the right decision.

Maker fee
0% - 1.49% (0.39%)
Taker fee
0.01% - 1.29% (0.43%)
Number of cryptocurrencies
4 - 3,800 (874.67)
Spot Trading
6 (100%)
Margin trading
4 (66.7%)
Futures
3 (50%)
Options
2 (33.3%)
Staking
5 (83.3%)
Lending
4 (66.7%)
NFT
4 (66.7%)
Market orders
6 (100%)
Limit orders
6 (100%)
Stop loss
6 (100%)
Take profit
6 (100%)
OCO orders
4 (66.7%)
Bank Transfer
6 (100%)
Card
6 (100%)
Crypto
6 (100%)
PayPal
3 (50%)
Other
5 (83.3%)
Bitcoin
5 (83.3%)
Ethereum
5 (83.3%)
Binance Smart Chain
4 (66.7%)
Solana
5 (83.3%)
Other networks
4 (66.7%)
Cold storage
6 (100%)
Insurance coverage
5 (83.3%)
Whitelisted Addresses
6 (100%)
Two Factor Authentication
6 (100%)
Web
5 (83.3%)
iOS
5 (83.3%)
Android
5 (83.3%)
Desktop
3 (50%)
API
5 (83.3%)
Live chat
5 (83.3%)
Email
5 (83.3%)
Phone
3 (50%)
24/7 Support
4 (66.7%)
Community forums
4 (66.7%)
Founding year
2012 - 2019 (2015.33)

Statistics based on 6 Cryptocurrency products in our database.

Financer's Choice

Top Rated
Bitpanda

Bitpanda

  • Standard crypto spreads of 1.49% are above average. Fusion exchange drops fees to 0.02-0.25%. No deposit or withdrawal fees. Stocks and ETFs trade at a flat $1 per order.
  • Email and ticket-based support only. No phone or live chat options. Response times are generally adequate but resolution quality gets mixed reviews from users.
  • Clear fee disclosures and EU regulatory compliance across 16 licenses. Not available in the U.S., which limits flexibility for American investors. No minimum deposit required.
  • Over 7 million users with a strong Trustpilot rating. Users praise the clean interface and easy onboarding. Some report occasional withdrawal delays and verification issues.
Financer Score™74Reviewed by 21 users
Pricing80
Customer Support60
Terms and Flexibility40
Customer Experience86
Read the full review

Best Crypto Broker in 2026

Figure Markets outperformed 6 crypto brokers in our test with the most intuitive interface for beginners. Start your crypto journey with $10!

See full comparison

Why Users Look for Alternatives to Kraken

The best Kraken alternatives for U.S. investors are Coinbase for broad accessibility and a beginner-friendly experience, Binance.US for low-cost order-book trading where supported, and Crypto.com for a large advertised asset selection. The right choice depends first on your state, then on the assets, funding methods, order types, and custody setup you need.

Kraken remains a capable platform, but it does not serve clients in New York or Maine as of July 28, 2026. Its Kraken Pro entry-level spot fees, effective July 9, 2026, are 0.40% maker and 0.80% taker. Lower tiers depend on qualifying 30-day spot volume or assets held on the platform. Kraken Instant Buy uses different fee and spread mechanics, so the visible Pro schedule is not the cost of every transaction.

Users may also compare apps like Kraken because a platform lacks a preferred token, bank transfer option, staking product, advanced order type, or service in their state. None of these providers is best everywhere. Start by checking eligibility at your home address, then preview the complete transaction cost before placing an order.

If you want a broader market overview before choosing, see our Best Cryptocurrency Exchanges for 2026 guide. Our Kraken Review covers Kraken itself in more detail.

Best Alternatives by Local Use Case

There is no single winner for every U.S. customer. These are the strongest use-case matches among the three alternatives supported by the available Financer datasets.

Coinbase: Best for Broad Access and a Simpler Starting Point

Coinbase is the most straightforward first comparison for many U.S. users. Availability is broad, although individual assets and features still depend on your location and eligibility. Its default interface presents a fixed quote that includes applicable fees and spread. That makes the final amount visible before confirmation, but it does not mean the trade is spread-free or necessarily the cheapest.

Coinbase Advanced is the better fit when you want an order book, advanced orders, charts, or API access. It uses maker-taker pricing based on trading volume or eligible asset balances and does not add a spread to Advanced trades. The trade-off is a more involved interface and a fee schedule that must be checked against your own tier. Read our Coinbase Review for a closer look.

Binance.US: Best for Low-Cost Advanced Trading Where Available

Binance.US stands out for its published Tier 0 pricing: 0% maker and 0.01% taker on eligible Tier 0 pairs. Other pairs use tiered pricing. Its Simple interface includes a spread, while Advanced Trading uses the order book without that spread.

The main limitation is geographic reach. As of July 28, 2026, Binance.US supports 34 states, Washington, D.C., and Puerto Rico. Kansas and Wisconsin are crypto-only. It is unsupported in Alaska, Connecticut, Georgia, Maine, New York, North Carolina, North Dakota, Ohio, Oregon, Texas, Vermont, and Washington. Verify your address before comparing fees or assets. Our Binance.US Review provides additional context.

Crypto.com: Best for Browsing a Large Advertised Asset Selection

The Crypto.com App advertises more than 400 crypto assets and is available in 49 states, Washington, D.C., and listed U.S. territories, excluding New York. That makes it a practical candidate for users who want to browse a wide catalog from a mobile-first app.

Asset access, USD funding, trading functions, and other products can still vary by location and eligibility. Crypto.com does not support one universal transaction-cost percentage across every App purchase. Review the confirmation screen because the preview can reflect costs and spread. See our Crypto.com Review before deciding.

Quick Use-Case Matches

  • Choose Coinbase if broad U.S. access, a simpler default flow, and the option to move into an advanced interface matter most.
  • Choose Binance.US if it supports your state and you want very low published fees on eligible Tier 0 order-book pairs.
  • Choose Crypto.com if you want to browse a large advertised asset catalog and New York eligibility is not required.
  • Keep Kraken on the shortlist if it serves your state and its Pro tools, asset lineup, or funding methods fit your workflow.

Fees, Features, Eligibility, and Regulation Compared

Fee headlines are useful only when they describe the interface and order type you will actually use. A maker-taker schedule applies to order-book trading, while a simple purchase screen may use a quoted price with separate fees, spread, or both. Deposit and withdrawal charges can also change the final cost.

Eligibility deserves equal weight. State availability does not guarantee that every asset, fiat rail, staking service, or derivatives product is available to that customer. Check the platform's current eligibility notice after signing in and before funding an account.

Regulatory descriptions also need care. FinCEN registration, state money-transmitter licensing, and possible SEC or CFTC oversight each address different activities. None is a blanket government endorsement, and none guarantees that a spot crypto balance will be recovered after a platform failure, scam, or market loss.

PlatformU.S. AvailabilityPricing SnapshotBest Fit

Kraken

Available except New York and Maine

Kraken Pro entry tier: 0.40% maker and 0.80% taker from July 9, 2026; Instant Buy differs

Users who value Kraken Pro and qualify for the service

Coinbase

Broad U.S. availability; features and assets vary

Default interface uses a fixed quote with applicable fees and spread; Advanced uses maker-taker pricing without spread

Beginners who may later want advanced tools

Binance.US

34 states plus Washington, D.C., and Puerto Rico; Kansas and Wisconsin are crypto-only

Eligible Tier 0 pairs: 0% maker and 0.01% taker; other pairs are tiered; Simple includes spread

Cost-focused order-book traders in supported locations

Crypto.com App

49 states plus Washington, D.C., and listed territories; unavailable in New York

No single universal App trade-fee rate; preview can include costs and spread

Mobile users comparing a large advertised asset catalog

How to Choose

Choosing among the best Kraken alternatives is mostly an elimination process. Start with legal and product eligibility, then compare the parts of the service you will use repeatedly. A platform with the lowest published fee is not useful if it cannot serve your state, accept your funding method, or support the asset and withdrawal network you need.

Use the same checklist for Kraken, Coinbase, Binance.US, and Crypto.com.

A Practical Selection Process

Confirm State and Account Eligibility

Check the platform's official location page and complete any required identity review. Do not assume a national advertisement means every feature is available at your address.

Verify the Asset and Trading Pair

Confirm the exact asset, USD pair, and network you need. A platform may list a token but restrict purchases, deposits, withdrawals, or a related earn product.

Preview the Complete Cost

Compare the final quote, maker or taker fee, spread, deposit cost, and withdrawal fee. Use your expected order size instead of relying on the lowest advertised tier.

Match the Interface to Your Experience

A simple purchase screen can reduce friction, while an order book gives you more control over price and order type. Advanced tools are valuable only if you understand how to use them.

Plan for Security and Custody

Use a unique password, enable strong two-factor authentication, review withdrawal controls, and decide how much you are comfortable leaving with a custodian. Learn common warning signs in our Crypto Scams in 2026 guide.

When Kraken May Still Be the Better Choice

An alternatives page should not push you to switch when Kraken already fits. Kraken may remain the better choice if you live outside New York and Maine, use Kraken Pro comfortably, and can access the assets, funding rails, and withdrawals you need.

It can also make sense to stay when moving would create unnecessary withdrawal fees, taxable recordkeeping complexity, or security risk. A lower fee on one trade does not automatically justify opening another custodial account and transferring assets. Compare the expected annual savings with the effort and risk of maintaining an additional platform.

Kraken Pro's entry spot fees are higher than Binance.US Tier 0 pricing on eligible pairs, but those figures are not an equal comparison for every user. Pair eligibility, liquidity, order type, spread, volume tier, and withdrawal cost all affect the outcome. Kraken's lower tiers may also apply when you meet its qualifying volume or asset-balance conditions.

Crypto prices can move sharply while you compare platforms. Use our Cryptocurrency Prices Today page for market context, but do not treat recent performance as evidence that an asset or exchange is safe. Crypto remains speculative, and losses can exceed any fee savings.

FAQ

Is Kraken available in every U.S. state?

No, as of July 28, 2026, Kraken does not serve clients in New York or Maine. Availability of individual products and assets can also depend on eligibility.

Is Coinbase a good Kraken alternative for beginners?

Yes, Coinbase can be a practical Kraken alternative for beginners because its default interface provides a fixed quote before confirmation. The quote may include applicable fees and spread, while Coinbase Advanced uses different maker-taker pricing.

Does Binance.US work in every state?

No, as of July 28, 2026, Binance.US is unsupported in 12 states and limits Kansas and Wisconsin to crypto-only service. Confirm your current address eligibility before depositing funds.

Is the Crypto.com App available in New York?

No, as of July 28, 2026, the Crypto.com App is available in 49 states and Washington, D.C., but not New York. Asset, USD funding, and product eligibility can vary elsewhere.

Are spot crypto holdings on these exchanges FDIC or SIPC protected?

No, spot crypto holdings generally are not protected by FDIC deposit insurance or SIPC customer protection. Custodial platforms can carry operational, fraud, loss, and insolvency risks in addition to crypto market risk.

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